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4 Easy Ways to Keep Your Auto Insurance Cover Valid

man in suit drivingAfter buying auto insurance, it’s your responsibility to ensure that you stick to the terms and conditions and keep your insurance cover valid at all times. While reading the fine print can tell you exactly what to avoid, it always pays to know the basics at a glance.

Most vehicle auto insurance agencies in Cicero, IL will subscribe to these standard auto insurance rules. Keeping on their good side will ensure that they legally got your back when things go south.

Always Disclose All Information Accurately

Telling half-truths or keeping some information from your insurance provider to keep your premiums low could be catastrophic. Tell them even the slightest information, like:

  • “I use my car to deliver pizza.”
  • “I am part of a ride-sharing network.”
  • “My wife and son also drive this car.”

Report Any Car Modification

Everyone wants to improve their car at one point. Improvements can make your car an increased risk from an insurer’s point of view. Some aesthetic modifications might make it more susceptible to theft while performance upgrades could push the car into a different insurance group. Your insurer can legally argue that the car is different from what it was at the date of insurance if you don’t report adjustments as they happen.

Don’t Use Your Vehicle as a Taxi

Downloading the Uber app or other taxi-hailing apps and using your car to make money on the side without alerting your insurer could land you in trouble.

Report All Accidents

Report all accidents, even the smallest encounters you believe you can take care of on your own. You wouldn’t want the other party pushing for compensation if you didn’t alert your insurer within the agreed upon time.

These are the basic yet easy to break regulations that apply across the board. Learning the details of these clauses and the rest of the fine print will ensure that you keep your cover valid at all times.

August 10, 2018 at 7:29 amStudy Section

Volume Control: 3 Ways to Tame Your Unruly Hair

Stylist working on a client's hairWhen you have thick and heavy hair, managing it could be a hard task at times. You don’t have to cut your hair short and spend so much money on hair care products to get a manageable hair. Luckily, there are different techniques available which will help tame it and make it easy to manage. Here are different ways to minimise the thickness of your hair and make it appear smoother.

1. Go to Your Hairstylist

If you want to manage the volume of your hair while maintaining a good hairstyle, then going to the salon is your best option. True, you could control your frizz and curls by yourself with hair products. But rather than applying a multitude of hair products, hairstylists help you manage your hair by trimming your hair cutting split ends. Most probably they’ll use thinning scissors to take care of your unruly hair. The shears are designed to cut the tips of your hair but not too close to the root. This leaves you with an amount that has less volume but is easy to style and hold its shape against New Zealand’s climate.

2. Appropriate Hair Care Routine

Having an appropriate hair care regimen is another easy way of controlling your hair. To curb frizzing and minimise volume, use cold water to wash your hair. Cold water allows the hair to lie flat and appear less puffy. Avoid shampooing your hair daily and instead, give it plain rinses in between. Instead of using a conditioner, use an apple cider vinegar solution to accomplish lustrous, glossy locks. You could also apply creams, gels or serums meant for volume control.

3. Different Styling

When you have thick hair with bushy ends, your hair will adopt an unbalanced look. If your hair tends to appear bulky, opt for a layered cut. Having layers allows redistribution of volume giving you a sleek look. Where you are growing your hair from a shorter style, work with your stylist so they can incorporate more layers. Avoid blunt haircuts too so you can achieve a thinned outlook.

For an easy everyday look, use a blow-dryer and follow it up with a taming product such as an anti-frizz serum. A flat iron will give an even thinner look as it leaves your hair flat and controls the volume effectively.

August 7, 2018 at 2:54 pmLifestyle

Why is California Among the Top 10 States for Business?

California Business District An analysis ranked California as the eighth best state for businesses in the country for 2018 based on three factors.

Despite having the fourth most expensive business costs, the state’s business environment and access to resources ranked second best nationwide. Companies, including those eyeing to open a second location or acquire new equipment, also have easy access to resources such as a business loan for a restaurant.

Business Survival

The survival of companies largely depends on a strong business plan, but other factors should also be taken into account. The U.S. Bureau of Labor Statistics said many firms don’t last beyond their first anniversary, while those that survive are bound to fail before their fifth year.

For this reason, choosing the state where you plan to do business will be a key influencer for the success of your venture. In California, the wide availability of financial lenders and a stable network of business investors led it to rank among the top 10 states. If you’re planning to grow your own business empire, for instance, the idea of opening a restaurant chain may have crossed your mind.

Dining Sector

Those who have taken care of funding should now focus on handling certain legalities and food safety standards in the state. You can show proof of compliance with these rules by obtaining licenses and permits, including the California Food Handler Card. You will also need to have a liquor license from the California Department of Alcoholic Beverage Control if you plan to serve alcoholic beverages.

Don’t forget about business insurance for property damages and personal injury to customers or staff. It’s best to have a comprehensive policy that covers different scenarios from broken plates to an employee who slips on the kitchen floor.

Any firm requires capital, so you should look for a licensed lending company in California when planning to start and grow a business. Find one that specializes in your chosen industry, whether it’s the food service or health and wellness sectors.

August 4, 2018 at 1:00 amMind of Money