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Tips to Secure Your Online Banking Transactions

Padlock iconOnline banking with TAB Bank is a great convenience for every hardworking person out there. It gives you the freedom to handle most of your financial transactions without having to deal with long lines or limited banking hours. As with any other financial transaction, however, you'd still need to put certain security measures in place.

Aside from having a strong password, there are other ways you can safeguard your bank account against scammers. Here are some other measures you can use to safeguard your hard-earned cash:

Activate Two-Factor Authentication

Some banks offer two-factor authentication for its online transactions. This involves the bank sending you a verification code via your phone or any of your other devices. This feature means no one can access your account if they don't also have your device with them.

Be Wary of Fraudulent Emails

Email phishing is one of the most common identity theft scams on the internet. This usually takes on the form of an email formatted to resemble official bank communication. Fraudsters use this technique to ask for your personal information or login details by directing you to a fake login page. If you receive any emails that ask for sensitive information, contact your bank right away to verify if they're the ones who really sent it.

Always Log Out

Once you are done with your transactions, be sure to click the logout button. This will reduce the chances of session hijacking or other cross-site exploits. Don’t wait for the account to log itself out.

Online banking is convenient and safe if you use it the right way. Always ensure that you are working with a reputable bank that cares about your security.

October 9, 2017 at 9:58 pmMind of Money

5 Tips to Starting a Barbershop

BarberIf you’re passionate about hairstyling, you may be thinking of starting your own barbershop. This is a big decision. The great news is everyone needs a regular haircut, so your business will still thrive even in the worst economic times. But it’s a competitive industry, so you need to do things right to stand out.

Here are some tips to help you out:

Get a barber’s license

Like all business owners, you’re going to need a permit to operate a barbershop. Enroll in a Utah beauty school that meets all the state’s requirements. Once you get the necessary training and accreditation, apply for a barber’s license so you can stay compliant.

Set a budget

Learn the startup costs for your business, and then set a budget. Make sure you have adequate money to cover the expenses on lease, supplies, labor, and equipment. Unless you can handle the costs on your own, you may need to apply for a loan as early as possible.

Find a good location

Successful entrepreneurs know that the location of a business determines whether a startup will succeed or fail. So take the time to find an ideal place for your barbershop. A location with high traffic and less competition, for instance, would be perfect.

Buy equipment and supplies

Depending on the size of your barbershop and the number of personnel you want to employ, make a list of all the equipment and supplies you’ll need. These may include chairs, cabinets, dryers, hair and beauty products, floor mats, disinfectant, and so on.

Market your business

As you start out, you’ll need to get word out about your business. Create a website for your barbershop, print fliers, get on social media and Google listings, and place a large, attractive sign outside your shop.

A good barbershop can be a lucrative business. The secret is doing your homework about what you need to do to stand out and learn how to manage your startup properly.

October 9, 2017 at 5:00 pmStudy Section

From Just Chilling to Facebook Official: The Perfect Jewelry for Each Relationship Stage

Jewelry boxWhether it is your anniversary, a holiday, or her birthday, a piece of jewelry is a great gift as long as you know what is appropriate at that stage. As much as you want to check out moissanite vs diamond price lists, you have to be cautious about what it might mean.

You do not want to get a ring if it is too early because they might assume you are proposing and get disappointed when you do not utter those magical words. On the other hand, you do not want to give them something that might seem way too impersonal.

Lucky for you, there is a perfect piece of jewelry to give whatever your relationship stage may be.

The “Just Chilling” or “Still Dating” Stage

If you are in a situation where you are not exactly boyfriend-girlfriend, but you agreed to date exclusively, do not confuse things by buying something fancy. You do not want to get jewelry that expresses way too much “feelings,” and you do not want her to get mad if you get the wrong birthstone.

The former will make her expect more from you, while the latter will highlight how much you do not pay attention to her personal details. Try to find something classic and simple, like a pendant necklace or stud earrings

Social Media Official

If everyone in the digital world knows about your relationship, then you can go ahead with designs that are more romantic. You most likely know her and the style that she likes better now, so anything that you get her at this stage will be quite sentimental.

Get something cute and flirty that she can wear daily, such as a xoxo pattern bracelet, her favorite flower or design, or heart-shaped earrings.

You’ve Moved in Together

At this serious stage in your relationship, you can finally display your love for them and your excitement that you are finally building a life together. This time, invest in a piece of jewelry that she can don on special events, such as knockout chandelier earrings or an elegant cuff bracelet.

Before you pay for the chosen jewelry at the cashier, consider making your gift extra special by adding another gift, like a designer perfume or handbag. After all, two gifts are always better than one.

October 8, 2017 at 1:00 amLifestyle