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Opening a Business? Think of These Things First

A business plan diagram and a cup of coffeeHaving your own business can give you an opportunity to succeed, but this does not guarantee that you’ll earn lots of money. Growing a business takes time and a lot of effort, as well as overcoming challenges along the way. If you’re thinking of starting your own company or business, be sure to consider the following things first.


Before opening a business, determine the reasons someone would buy your products and services. Note that you cannot just create something and expect people to purchase it. You don’t necessarily need a great idea (it helps, though), but you need to have a market that can help you earn money. Friends and families are not always customers, so you cannot always rely on them to buy what you offer or recommend your goods to others.


Money is sometimes the biggest challenge for would-be entrepreneurs. SBA loan providers in Ogden suggest getting a crash course in cash flow management before borrowing money or running a business. Note that many new owners fail because they don’t have the right approach to managing cash flow. You also need to make sure you have at least enough funds that can cover all the things you need to operate for several months.


Every business needs marketing to succeed. This may mean talking to and interacting with prospects, creating a website, or strengthening your social presence. If you love marketing and talking to people, this will never be a problem. If it’s the otherwise, however, you will hire someone who can help drive customers. Online marketing is also beneficial in attracting more clients.


Operating your own business means that you (alone) are responsible for making your venture succeed. This can mean stress, disappointment, and challenges along the way. Assess your ability in handling stress associated with managing the business. There are also periods of uncertainty or not knowing when your efforts will pay off. Irrational and negative thoughts may cross your mind often, so it can be helpful to contest those thinking with facts and take a break.

Opening a new business is a big challenge. If you think you have what it takes, you can go on pursuing your dream. Getting expert help is advisable so that you can make wise decisions about some things. These may include licensing, insurance, bonding, and other rules and regulations associated with running a business.

November 7, 2017 at 1:00 amMind of Money

Healthy Tanning: The 3 Reasons to Choose Tanning Lotions

Woman applying her tanning lotionAdmit it, there’s something appealing about having a summer tan. It provides you with a captivating glow, boosts your spirits, enhances your self-esteem, and exposes your natural allure — both inside and out. Using an Australian tanning lotion is a popular option nowadays, yet you are still hesitant to try it out for yourself.

If this is your first time to venture into tanning, then you most likely have many questions on how or where to begin. On the other hand, if you’ve been tanning for a while and aren’t using lotions, then you are surely missing out. Here are the benefits in using tanning lotions:

Rev Up Your Tan

Sunblock lotions filter out the harmful rays of the sun, but uniquely formulated lotions can help you tan faster and better. These will be able to help you perfect a darker and deeper tone in a shorter amount of time. It works with your skin by accelerating the rate your skin browns, therefore assisting you in getting the most of every tanning session.


Tanning lotions contain moisturisers to guarantee that your skin remains smooth and soft. As you know, dry skin looks dull, unhealthy, and old. Tanning with a moisturiser will help you keep your most cherished healthy glow. Look for products with hemp seed oil and aloe.

Prevent Uneven Tanning and Burns

The sole reason behind your tanning sessions is your need to feel and look better. Without the help of a tanning lotion, you will endanger your skin of peeling or burning. Uneven tans look unnatural and it will take a while to repair the skin damage once it happens.

When using tanning products, be mindful of the health risks. Ensure that you tan responsibly and set up a routine to take care of your skin. There are many products for you to choose from, but choose wisely. If you are unsure about the product quality, read customer reviews or ask for advice from a tanning salon representative.

November 6, 2017 at 9:05 pmHead of Health

How to Get a Great Tan Without Sacrificing Your Skin’s Health

Woman applying her sunscreen while tanningYou’ve been waiting for summer to get your tan on, but hold up, this also means that you’ll be exposing your skin to UVB and UVA rays that could wreak havoc on your skin. This could, in turn, lead to premature ageing, or worse, skin cancer. That said, before baking under the sun, below are some guidelines to protect your skin against premature ageing and achieve that perfect beach babe glow.

Sunscreen Before Anything Else

Those who are looking to tan more quickly tend to forego sunscreen altogether. But doing so would leave your skin powerless from harsh sun rays. Always apply sunscreen before going crazy on the sun tan oil or some other kind of tanning accelerator, advises Bali Body. Consider a sunscreen spray for easier application and faster drying time. Reapply as needed.

Use Proper Sunscreen

SPF alone won’t cut it. Make sure your sunscreen bottle states UVA plus and broad spectrum. You could also opt for SPF30 instead of SPF50, even if SPF30 only filters out 97 % of UVB, while SPF50 filters out 98 %. The reason is that SPF50 could lend a false sense of protection and could be quite chalky. As such, you might be wary of reapplying every two hours, which is what you should do.

Timing Is Everything

If you are tanning your back for 15 minutes, you should do 15 minutes for your front as well to ensure that you get an even tan all over. Likewise, apply your tanning oil evenly to avoid getting a tan effect.

Always Moisturise After

Frequent tanning would eventually result in some damage and stress on your skin, but you could help prevent this by applying a cooling moisturiser or lotion once your indoors to help with faster skin recovery. Go for products with cooling ingredients such as aloe vera and hydrating components such as avocado. Opt for gel-type or light moisturisers or even light body oils to help your skin breath and avoid a sticky feeling.

Simply put, while that tanned beach goddess look is divine, don’t sacrifice the health of your skin for it. Keep these guidelines in mind and try to do all that you can to prevent the harmful effects of sun exposure.

November 5, 2017 at 1:00 amLifestyle