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4 Easy Ways to Keep Your Auto Insurance Cover Valid

man in suit drivingAfter buying auto insurance, it’s your responsibility to ensure that you stick to the terms and conditions and keep your insurance cover valid at all times. While reading the fine print can tell you exactly what to avoid, it always pays to know the basics at a glance.

Most vehicle auto insurance agencies in Cicero, IL will subscribe to these standard auto insurance rules. Keeping on their good side will ensure that they legally got your back when things go south.

Always Disclose All Information Accurately

Telling half-truths or keeping some information from your insurance provider to keep your premiums low could be catastrophic. Tell them even the slightest information, like:

  • “I use my car to deliver pizza.”
  • “I am part of a ride-sharing network.”
  • “My wife and son also drive this car.”

Report Any Car Modification

Everyone wants to improve their car at one point. Improvements can make your car an increased risk from an insurer’s point of view. Some aesthetic modifications might make it more susceptible to theft while performance upgrades could push the car into a different insurance group. Your insurer can legally argue that the car is different from what it was at the date of insurance if you don’t report adjustments as they happen.

Don’t Use Your Vehicle as a Taxi

Downloading the Uber app or other taxi-hailing apps and using your car to make money on the side without alerting your insurer could land you in trouble.

Report All Accidents

Report all accidents, even the smallest encounters you believe you can take care of on your own. You wouldn’t want the other party pushing for compensation if you didn’t alert your insurer within the agreed upon time.

These are the basic yet easy to break regulations that apply across the board. Learning the details of these clauses and the rest of the fine print will ensure that you keep your cover valid at all times.

August 10, 2018 at 7:29 amStudy Section